Deposits are posted Monday through Friday.Ĭhime will never hold your money, so if you are experiencing delays, it’s best to check back with your employer to confirm what time and date they sent the paycheck. The timing of when your direct deposit gets processed depends on when your employer processes their payroll or your benefits provider submits a check.

That’s two more days to help your money go further, whether that’s paying off your monthly utility bill or splurging on a trip to Cancun.Ĭhime will always post your funds as soon as we receive them from your employer. When you receive direct deposit to your Chime Checking Account, you can access your funds up to two days early¹. You can set up your Chime Checking Account to receive direct deposit straight from your employer. Direct deposit is a fully automatic transaction that electronically deposits money into your checking account without waiting for a check. Remember back in the day when your employer would give you a paper check? Now, you can skip a trip to the bank to cash in your paycheck.

How does chime direct deposit work